Travel Insurance for Crewed Yacht Charters
A crewed charter is a significant investment — often $20,000 to $200,000+ per week. Make sure every dollar is protected with the right travel insurance.
Read Crewed Charter GuidesWhy Crewed Charters Need Premium Coverage
The higher the trip cost, the more you have to lose. Crewed yacht charters represent some of the highest-value vacations in travel — and the stakes match.
Massive Non-Refundable Deposits
Crewed charter deposits are typically 50% upfront, with the balance due 30–60 days before departure. That's $10,000–$100,000+ that's non-refundable. Trip cancellation and CFAR coverage are critical.
Group Travel Complexity
Crewed charters often involve groups of 6–12 people. If one person can't travel, it can affect the entire group's plans and finances. Group coverage ensures everyone is protected.
Itinerary Disruptions
Weather, mechanical issues, or port closures can alter your planned itinerary significantly. Trip interruption coverage helps compensate for lost charter days.
Medical Emergencies in Remote Locations
Even with a crew onboard, medical emergencies require professional care. Getting from a small island clinic in the Caribbean or Mediterranean to a major hospital needs coverage up to $250,000+.
Yacht Becomes Unavailable
The owner sells the yacht, a major mechanical issue takes it out of service, or it's simply not available when your charter week arrives. Your deposit is paid and your flights are booked — supplier default coverage protects your prepaid costs when the charter company can't deliver.
Coverage Options by Charter Value
Standard
$20K–$50K
Charter value
- Trip cancellation up to $50K
- CFAR add-on available
- Medical evacuation $250K
Est. premium: $1,500–$5,000
Premium
$50K–$150K
Charter value
- Trip cancellation up to $150K
- CFAR with 75% reimbursement
- Medical evacuation $500K
- Trip interruption coverage
Est. premium: $4,000–$15,000
Luxury
$150K+
Charter value
- Trip cancellation up to $500K+
- CFAR with 75% reimbursement
- Medical evacuation $1M
- Concierge claims service
Est. premium: $12,000–$50,000+
Popular Crewed Charter Destinations
Crewed charters are available across the world's best sailing grounds. Each destination has its own risks and considerations for insurance coverage.
British Virgin Islands
Bahamas
Greece
Croatia
Belize
Thailand
Italy
Caribbean
Planning a Crewed Charter?
Explore our guides to understand the coverage that matters most before you book.